Easy Financing by Affirm
Furnish Now, Pay Later!
Buying furniture from us is now more affordable than ever! Simply choose "Affirm" option during checkout and provide some basic information to get approved instantly!
What is Affirm?
Affirm is a financing alternative to credit cards and other credit-payment products. Affirm offers instant financing for online purchases to be paid in fixed monthly installments over three, six, or 12 months.
Affirm will allow you to buy and receive your furniture right away, and pay for it over several months.
If Affirm approves your loan, you'll see your loan terms before you make your purchase. See exactly how much you owe each month, the number of payments you must make, and the total amount of interest you'll pay over the course of the loan. There are no hidden fees.
How does Affirm work?
Choose "Pay with Affirm" during checkout and Affirm will prompt you to enter a few pieces of information: Name, email, mobile phone number, date of birth, and the last four digits of your social security number. This information must be consistent and your own.
To ensure that you're the person making the purchase, Affirm sends a text message to your cell phone with a unique authorization code.
Enter the authorization code into the application form. Within a few seconds, Affirm notifies you of the loan amount you're approved for, the interest rate, and the number of months you have to pay off your loan. You have the option to pay off your loan over three, six, or twelve months. Affirm states the amount of your fixed, monthly payments and the total amount of interest you’ll pay over the course of the loan.
Does Affirm do a credit check?
Affirm does a "soft" credit check, which verifies the customer's identity but does not affect a customer's credit score. Affirm's underwriting model does not use a hard credit check. There is no effect on a consumer's credit score when they apply for an Affirm loan.
Questions about this? Chat or call us at 732-698-9221 M-F 9am -5:30pm EST or send us email to customerservice@homelement.com.
